Tag Archives: banks

Things I do not understand

imagesMy blog was down for a few days until Cheryl Rae, who does such a great job taking care of technical stuff I can’t figure out, got me back on.   This morning, when I sat down to write this blog, I couldn’t get on again.   So I restarted.  When the screen came back up, there was my WordPress login box and here I am.  I guess I’m going to have to restart every time I want to blog which seems unhandy, to say the least.  I don’t understand this at all.

However, because I logged on this morning with absolutely no idea what to blog about, I’m thankful for that glitch.  

I have an iMac which I like although there are some oddity which still confuse me.  That’s why I’m getting another training session this week.  As I type this, a large white arrow pointing to the top of the screen flashes on and off with some key strokes.  I don’t understand that either.  [Wow!  I figured it out.  That means my cap lock is on!  Now I understand something!]  There’s also a symbol like a cloverleaf ramp on an interstate that comes on and makes everything go crazy (I know that’s not exact but I can’t explain it any better) and I cannot type.  Yet one more thing I do not comprehend.images1

And my bank.  I left our automatic bill pay in the system George set up.  Now I need to change some of those.  One is  $56.89 payment which is deducted every month.  The next month I get a check for this exact amount which I deposit.  I’ve called the company and they have no record of either receiving the money or sending me the check.   Seems like sloppy bookkeeping but I can’t do anything about that.  What I CAN do is take that item off the bill pay.  But I can’t.  Although George is no longer on any accounts, this one keeps running along, paying bills and not letting anyone into it.   I’ve used his codes and get an “account closed” message.   I’ve spent hours on the phone with the national tech people for the bank.   The only suggestion they have was that I set up an account of my own and enter the bills to be paid.  This means, of course, that everyone except the $56.89 guy will be paid twice.    They offered to make the changes for me but, you know, I think I should be able to get into my account.    I don’t understand why a bank cannot delete that but they can’t so I’m going to have to withdraw my funds and go to another bank.

This is why I think it would be easier to dig a hole in the yard and bury all the money there.  However, the apartment managers have told me not to do that anymore.

What don’t you understand?  I always feel better to know I’m not alone.    And if you know what the cloverleaf symbol means, please let me know.

Illogic is me

I’m working on financials, going through baskets full of papers and letters and statements, separating them and attempting to bring order.  Unfortunately, at the moment the dining room table is covered with stacks that spill over into other stacks.  Someday, I’m going to go through all those piles again–someday.

Which brings up the subject of how often I believe the illogical.   Case in point:   I don’t trust banks.   Although I consider myself an intelligent woman, usually, I have a deep distrust of financial institutions.   I’d rather hide our money under the mattress than invest it.   If I lived in a house with a yard, I’d probably dig a hole and bury a box filled with bills.  However, I don’t believe the manager of our apartment complex would appreciate my excavating in the tiny strip of grass between the apartment and the parking lot.

I have no idea why I feel this way.   I’ve read about the Depression but I also know bills were passed to assure this wouldn’t happen again.  Sadly, I also know these bills have been weakened down in the last few years–but even before the crash of Wall Street, I didn’t like financial institutions.   When the junk bond failures hit or Wall Street ruined the economy, I’d say to George, “See, I told you.  You can’t trust banks.”   Perhaps it was the movie It’s a Wonderful Life which I saw when I was very young.  Whatever the reason, I’ve been thinking about buying a shovel recently.

Another illogical belief:  I don’t believe airplanes can really fly.  To me, there is no explanation for how a metal tube can throw itself through the sky without falling to the earth.   

But my lack of  logic is refuted by people who know stuff, who know much more than I.   Because of that, I  know it is safer to keep money in a bank than under my bed so I do that.   I know airplanes can fly because I’ve made numerous trips, clenching my fists and biting my lip but I do.   When faced with the thought of driving for three days of flying to my destination in a few hours, I choose the plane because  it’s faster.  I also read the statistics that it’s safer.  

Do you share these illogical beliefs or do you have others?   Please share–it makes me feel so much better to know I’m not the only one.

And here’s a picture of the UofL Cardinal basketball team